🤔 How it Works?
Get cash when you need it! Let us show you how.
1 Apply for pre-approval
Apply online and get a loan offer in minutes without impacting your credit score!
2 We'll review your application
Sit tight as we review your loan or finance request and contact you via phone or email.
3 Receive your pre-approval offer
Review your loan offer, accept it, and you'll get an approval outcome.
4 Funds transfer in minutes
Once approved, we'll INTERAC e-Transfer® the money to your bank account immediately, even on weekends.
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Who can apply?
Getting an e-transfer loan with Payday Shop is convenient and fast if you meet the following criteria. To apply, you must:
- Age should be 18 years or above,
- Be a Canadian citizen or resident of any province like Ontario,
- Should receive income to repay the loan on time. We accept social assistance income like Child tax, Canada Pension, or EI,
- Must have access to an online Canadian bank account with active Interac e-Transfer®,
- Have an active and valid mobile phone number and email address and,
- We consider applicants with bad credit.
Still have questions about how it works?
If you still confused about something or want to discuss more about your current circumstances with our expert, contact us today. You can also read our Faqs Section Here.
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