Instant e-Transfer loans for kicking goals

Low rates, quick approvals, funding in 5 minutes*!

Simple and fastest payday loans in Canada starting from $100 up to $5,000 and cash disbursed in 5 minutes via Interac e-Transfer®. When you need money immediately, think of Payday Shop.

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  • Access-up-to-$5,000-Cash

    Access up-to $5,000 Cash, Faster.

    Can't wait till your next payday? There's where Payday Shop can give you instant access to cash of up to $5,000 as a fast e-transfer loan in minutes.

  • Get-access-to-Cash-under-a-minute

    Get access to Cash under a minute.

    Unlike banks, Payday Shop uses the INTERAC e-Transfer® payment method for faster money deposit into your account in minutes- 24/7. No more waiting for cash now.

  • Direct-loans-when-you-need-it-most

    Direct loans when you need it most.

    At Payday Shop, we strive to keep thing simple and transparent. No hidden costs and unwanted surprises. Pay what you see with no jargon.

We've helped over 110,000 Canadians 🇨🇦

If you need an instant loan, look no further than Payday Shop. We provide a lender-finding service, and our lenders offer lightning-fast payday loans via e-Transfer. Our loans are suitable for those who need cash from $100 to $5,000 within a few minutes.

Fast & easy online application, Same day transfer, weekends & 24/7 open included

Apply Here!

Won't impact your credit score!

Complete Your Application in Around 5 Minutes!

Apply-for-pre-approval

Apply for pre-approval

Apply online and get a loan offer in minutes without impacting your credit score!

Well-review-your-application

We'll review your application

Sit tight as we review your loan or finance request and contact you via phone or email.

Receive-your-pre-approval-offer

Receive your pre-approval offer

Review your loan offer, accept it, and you'll get an approval outcome.

Funds-transfer-in-minutes

Funds transfer in minutes

Once approved, we'll INTERAC e-Transfer® the money to your bank account immediately, even on weekends.

We've helped thousands of people just like you!

Life isn't simple, especially when unpredictable events happen. Get e-Transfer Payday Loans 24/7, up to $5,000, no credit check, bad credit OK, and make life little easier.

E-transfer loans when you need cash, FASTER.

When life throws unpredicted curveballs, our payday loans via e-transfer have been there to support you. Let's dive more.

What meant by e-transfer loan?

An e-transfer loan is a modern financial approach that allows one to receive funds within minutes. Once the loan is approved, the amount is directly and same day paid to the borrower's bank account via electronic transfer powered by INTERAC. This new financial product is gaining popularity among Canadians because of its speed, simplicity, and convenience. It helps them get instant money, especially during urgent cash needs.

What can I use e-transfer loan in Canada?

Payday Shop offers instant online e-transfer loans that can be used for almost anything. Borrowers usually take such loans to cover financial emergencies. You may use e-transfer loans for an urgent car repair or to cover a pending pile of bills. Whether you need the fastest e-transfer payday loan or installment loan, you can have the money with us within 5-10 minutes.

Who can qualify for an e-transfer loan in Canada?

Payday Shop provides a variety of e-transfer loans online, but every lender has their eligibility criteria. The basic and common requirements are:

  • Age should be 18 years or above,
  • Be a Canadian citizen or resident of any province like Ontario,
  • Should receive income to repay the loan on time. We accept social assistance income like Child tax, Canada Pension, or EI,
  • Must have access to an online Canadian bank account with active Interac e-Transfer®,
  • Have an active and valid mobile phone number and email address and,
  • We consider applicants with bad credit.

How much could I borrow?

Usually, you can apply for a loan amount up to $5,000 from Payday Shop. However, after evaluating your loan application and affordability, you may also apply for a higher amount.

When I get my e-transfer loan?

Once your loan is approved, you will receive instant funding directly into your bank account within 5-10 minutes*. Time might vary due to different factors like loan approval and banking processing timing.

How do I apply for an e-transfer payday loan at Payday Shop?

You can apply online for e-transfer payday loans 24/7 at Payday Shop anywhere and anytime, even on weekends (Saturday and Sunday) and holidays.

Can I get an e-transfer loan if I am receiving social assistance benefits?

Yes, it is possible to qualify for e-transfer loans with social assistance like disability benefits in Canada. Most of the direct lenders consider social assistance as a valid income. However, ensure you receive enough income to repay your loan on time without facing other financial troubles.

Is it possible to qualify for an e-transfer loans with no credit check?

Yes, getting an online e-transfer loan with no credit check is possible, but remember, options are limited and available at higher rates and fees. Before applying, ensure you have enough income to repay the loan on the agreed date.

We've helped thousands of people just like you!

Life isn't simple, especially when unpredictable events happen. Get e-Transfer Payday Loans 24/7, up to $5,000, no credit check, bad credit OK, and make life little easier.

Get Funded Now
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